Personal Umbrella Insurance
Personal Umbrella Insurance Information
Personal Umbrella Insurance - North Carolina · South Carolina
Serving Wilmington, Shallotte, Jacksonville, Lexington, Mount Pleasant, Charleston, St. Stephen & surrounding communities.
Although it's no fun to think about the absolute worse case scenarios, it is so important to seriously consider the possibilities and take steps to protect our financial security from them. Personal umbrella policies provide additional liability coverage for unforeseen accidents that exceed the maximum amount of coverage available through other types of insurance like home or auto policies. While catastrophic circumstances on the news may seem unfathomable to most people who lead a relatively ordinary lifestyle, the reality is that no one knows what life will bring and unfortunate things involving very expensive damages can happen to just about anyone. Fortunately, personal umbrella policies offer an affordable solution to effectively manage these risks and provide you with the peace of mind that comes with knowing you will be adequately prepared.
Sheally Insurance Group understands the vital need to protect your financial future and can help you evaluate the limits of your insurance portfolio to help determine the best umbrella insurance options to suit your individual coverage needs. Contact our agency for a complimentary consultation and policy quotes today!
What does personal umbrella insurance typically cover?
- Property Damage that exceeds the amount of protection other personal insurance polices provide
- Bodily Injury coverage pays for extensive medical bills and income loss claims if others are injured in an accident
- Legal Fees like lawyer and processing expenses required to defend yourself in case you are sued
- False Arrest and Slander coverage pays legal fees to defend the insured and help regain their reputation if they are falsely accused or become a victim of damaging slander
What are the benefits of personal umbrella insurance?
Standard insurance policies provide valuable protection. However, there is still a chance of becoming financially liable for a sum larger than what a home or auto policy will cover in the event of a costly accident. For instance, say a home fire occurs and it spreads to destroy the neighbor’s property as well. The owner's home insurance policy where the fire originated may not include enough liability coverage to pay for the damages to both properties. An umbrella policy would benefit the owner because it would remove the need to come out of pocket for additional expenses that would not be covered otherwise.
Ready to get started?
Sheally Insurance Group will help you determine the coverage you need and explore expanded options that may be beneficial to you as well. Contact our agency to get a personal umbrella insurance quote started right away!
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What is personal umbrella insurance?
Think of umbrella insurance as a blanket policy that adds another layer of coverage on top of your basic policy coverage.
TOGETHER IS BETTER
It’s true! It pays to purchase insurance coverage together. You could save easy money by bundling a personal umbrella insurance policy with a homeowners, auto, or life insurance coverage need. Let us help you save!